Professional Certificate Course-RBS

The Professional Certificate Program for Retail Banking Solution (PCP-RBS) by Bright Banking Academy is an intensive 90-day training course designed to prepare aspiring bankers for successful careers in the financial services sector. With a focus on practical skills and industry insights, this program ensures candidates are job-ready for a wide range of banking roles.

Course Outcomes:

  • Retail Banking 1
  • Retail Banking 2
  • Credit Management
  • Soft Skills and Communication
  • Mock Interviews

Module 1: Retail Banking 1

  • Indian Financial System
  • Money and Interest
  • RBI and its functions
  • Accounting Guidelines
  • Bank Reconciliation
  • Liabilities products (An overview)
  • Various types of accounts (Individual, Proprietorship etc.)
  • Banking Business
  • KYC guidelines
  • Banking Laws
  • Technology in Banking
  • SB/CA/TD deposits
  • Third Party products viz MF and Insurance

Module 2: Retail Banking 2

  • Cash and Clearing Transactions in Detail,
  • Corporate Banking
  • Fraud Management
  • Remittances and Cash Management Service

Module 3: Credit Management

  • Details of Credits in Banks
  • Cardinal Principles
  • Priority and Non Priority Sector Advances
  • Fund Based and Non Fund based advances
  • Working capital operating cycle
  • Projected Net working capital
  • Term Loan Processes and Disbursement
  • NPA Management including BASEL Norms and RBI guidelines

Key Highlights
  • Industry-Aligned Curriculum: Covers essential banking operations, compliance, customer relationship management, and financial products.
  • Practical Learning: Real-world case studies, industry projects, and expert mentorship to develop hands-on expertise.
  • Flexible & Supportive Learning: 24/7 access to resources, virtual sessions, and personalized guidance.
  • 100% Guaranteed Placement Assistance: Ensuring successful candidates secure roles in leading banks and financial institutions.

Join the PCP Program and unlock your potential for a successful career in banking and finance.

Mastering Retail Banking: Key Takeaways

Upon completing the Retail Banking course, students will gain a deep understanding of banking as a core business function, as well as the fundamental principles and products of retail banking.

This course provides students with a nuanced understanding of Financial Inclusion, emphasizing essential banking skills like prospecting, CASA growth, issue resolution, and customer-centric service.

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